About NGL – Our Final Expense Insurance Partner

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NGL Is A Company You Can Trust

  • Among the highest rated insurance companies in the U.S
    • A- “Excellent” rating from A.M. Best
    • Api “Strong Financial Security” from Standard & Poors *Ratings last updated 5/2/11
  • Entirely owned by its policyholders
  • $2.5 billion+ in total assets
  • 1 million+ policies in force *Financial results as of 12/31/11

Stability and Service – Hallmarks of NGL

National Guardian Life Insurance Company (NGL) is one of the oldest and most successful mutual insurance companies. Since 1910, NGL has been an innovative insurer offering well-designed insurance products backed by the highest standards of financial stability and customer service.

Experts in Funeral Insurance

Historically, NGL has offered a broad range of insurance and annuity products. However, to better serve its customers, NGL changed its strategy in the 1990’s to focus on “basic needs” coverage’s for the senior life markets. This “niche” strategy has been a success and today NGL is an industry leader in funeral insurance. Specialization has also led to greater efficiency enabling NGL to typically pay death claims within 48 hours – critically important because funeral expenses are due at the time of the funeral.

Dedicated to the Needs of Policyholders

As an independent mutual company, NGL is wholly owned by its policyholders. This gives NGL the utmost flexibility in addressing policyholder needs and frees NGL of the public market forces that, seemingly, put short term profits ahead of service to people.

“Because we answer to our policyholders rather than to stockholders, we are free to take a conservative business strategy where needed with an eye toward long-term results and changes in the marketplace.”

Mark L. Solverud
NGL President and COO

For funeral insurance, NGL is an industry leader with a proven track record of quality, stability and integrity – a company you can trust.

National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.