You've already locked in the service and the cost. But does your family even know the plan exists? Here's what a prepaid plan doesn't cover — and why it still matters.
You've already locked in the service and the cost. But does your family even know the plan exists? Here's what a prepaid plan doesn't cover — and why it still matters.
Direct cremation (immediate cremation with no viewing or ceremony) is typically the lowest-cost option at $750–$2,200. Direct burial without services is the next most affordable, often available for under $2,000 before cemetery fees
Caskets range from under $1,000 to over $10,000. A good-quality casket through a funeral home typically costs $2,000–$5,000. Under the FTC Funeral Rule, funeral homes must accept caskets purchased elsewhere and cannot charge a handling fee, so buying online or through a third-party retailer can save significantly. For more on casket prices and materials, visit […]
A direct cremation (no service, remains returned to family) typically costs $1,000–$2,500. A memorial service held after cremation runs $4,000–$7,000. A traditional funeral with viewing, followed by cremation, is comparable in cost to a traditional burial, averaging $6,500–$9,000. Many people don’t realize you can have a full traditional service before cremation — rental caskets are […]
The least expensive option is direct cremation — no viewing, no ceremony, remains delivered directly to the family. Nationally, direct cremation averages $1,000–$2,500. A graveside service or simple memorial service after cremation can be arranged for $3,500–$6,000. A no-frills traditional funeral with a casket present typically starts around $6,000–$7,000 (not including cemetery costs). For detailed […]
You have more options than you may realize. Start by asking the funeral home about low-cost alternatives, such as direct cremation (often $1,000–$2,500) and payment plans. Then explore government programs: most states offer burial assistance for low-income families, veterans are entitled to free burial in a national cemetery, and the Social Security Administration pays a […]
Options include requesting county or state assistance, contacting nonprofit organizations, crowdfunding, donating the body to science, or negotiating a direct cremation with a funeral home. Many counties have programs that provide basic services at little or no cost. Visit our Getting State Assistance page for more information.
A pre-need funeral contract is an agreement made in advance with a funeral home that locks in the price and details of funeral services. It can be paid in full or in installments. It is important to understand the terms of the contract, including what happens if the funeral home closes or you move. Learn […]
Often, yes. Prepaying can lock in today’s prices, protecting against inflation. Even without prepaying, planning ahead gives you time to compare costs and make thoughtful choices rather than rushed ones.
October 2025 Our Top 5 Questions About Funeral Planning…and the Answers Funeral planning can be overwhelming. There are many details to handle, and it may feel like learning about funerals is like hearing a new language. That means we hear many of the same questions over and over. To help, we’ve compiled 5 of our […]