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Protecting your family is probably a high priority in your life. But have you also thought about what happens after you’re gone? Unfortunately, your family may be left with unexpected medical bills, funeral and burial costs, or other final expenses.
Funeralwise.com is proud to offer an affordable solution – Guaranteed Issue Final Expense *, a permanent whole life insurance policy issued by National Guardian Life Insurance Company (NGL), a trusted company specializing in funeral insurance plans.
Guaranteed acceptance: Your policy is issued without a physical exam, blood tests, or extensive paperwork ... and there's no credit check
Choice of benefits: Policy amounts from $3,000 to $25,000
Affordable: Competitive pricing and various payment plans
Our funeral insurance quote wizard will estimate the cost of your funeral and immediately quote a policy that will provide financial protection for you and your family. It takes only a few minutes to complete the wizard and there's absolutely no obligation. Just fill out the form on the right and click Get Started. Try it now!
Not all policies provide the same benefits. Whether it is marketed as funeral insurance, final expense insurance, burial insurance or preneed insurance, be sure to find out if it is a whole life policy or a term life policy. There are important differences. Policies offered by AARP, Met Life and others are typically term life insurance. Their rates look good but they could increase with age and/or health problems. Also, you could out-live a term policy and the death benefit will never be paid!
Fixed payments: The rate you pay today remains the same for your entire life
Dependable coverage: Your benefits will never be reduced due to changes in your age or health
Renewable for life: Unlike term life insurance, your policy will not terminate at a particular time as long as you are paying your premiums
Builds cash value: Unlike term life insurance, your policy builds cash value over time
Funeralwise.com has partnered with National Guardian Life Insurance Company (NGL) to offer this funeral insurance policy to the Funeralwise community. With Insurance underwritten by NGL you can be assured of secure, affordable coverage.
For over 100 years, NGL has been providing products designed with the policyholder in mind, and backing them with the highest standards of financial stability and customer service. NGL is rated A- (Excellent) by A.M. Best, an independent company that analyzes and rates the financial strength of insurance companies.
*Guaranteed Issue Final Expense is a permanent whole life policy providing guaranteed coverage, with a two-year graded benefit. It is available up to age 85 (75 in Missouri). In the case of accidental death, full benefits are paid beginning from day one. If non-accidental death occurs within two years, the beneficiary receives all premiums paid, plus 10% annually. After two years, the full benefit is paid. You may choose any beneficiary: spouse, child, other relative, or friend. If you wish, you may even designate a favorite charity to receive the proceeds from your policy. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.
Step 1: Fill Out Form Below to Get Started
Step 2: Use Quick Plan to Estimate your Funeral Cost and Save Your Plan.
Step 3: Get an Instant Final Expense Quote and Apply Online.