Joe W. Islar Jr., FEPS®

I've been in the Insurance Industry since the 90's.  I worked in various departments like underwriting, claims, and management for various insurance company like Guardian Life, NYC; State Farm, PA; (Formerly American Golden Life, DE; now ING, PA); American Income Life, PA; and Colonial Life/Employee Benefits (PA).  Presently since 2014, with the Divine Insurance Group as a Life/Health Insurance Broker with my insurance agency Final Impact Insurance Group.  My goal is to help as many people by educating them on how insurance is a return of investment not a bill, and respect the value it bring's to their love ones in the time an unforeseen event i.e., (death of a love one unexpectedly).  I also, want to build a strong insurance agency with caring agents to bring the same knowledge and respect to people who need insurance as a vehicle to support their love ones in the time of need to help support them financially.  Lets be honest!, it takes finance to keep everything relevant and help the ones left behind able to move forward.