Paying for a Funeral

Learning How to Pay for a Funeral

It is never easy when someone close to you dies. In the best of cases, money is set aside to cover the cost of burial and funeral. Unfortunately, it doesn’t always work out that way and can mean looking for how to pay for a funeral. Today’s average funeral costs more than $8,500, but that […]


Paying for a funeral when there is no money

How to Pay For A Funeral When There Isn’t Any Money

It is never easy when someone close to you dies. It can be even harder if you are left to make the arrangements. Even harder still if there is no money to pay for a funeral. In the best of cases, there is money set aside to cover the cost of burial and funeral. Unfortunately, […]


What government programs help pay for funerals?

Several programs may be available depending on circumstances: (1) State and county burial assistance — most states administer programs for low-income families; benefit amounts vary widely. (2) Veterans’ benefits — the VA offers free burial in a national cemetery, a government headstone or marker, and a burial allowance for eligible veterans. (3) Social Security lump-sum […]


What government benefits help pay for funerals?

There are several potential sources of government assistance, including state burial assistance programs, Social Security’s one-time death benefit, VA burial benefits for eligible veterans, and FEMA assistance following certain presidentially declared disasters. Eligibility requirements vary. Visit our State Assistance and Federal Assistance pages for details.


Does life insurance pay for funerals directly?

In most cases, life insurance proceeds are paid to the named beneficiary, not directly to the funeral home. The beneficiary can then use those funds to pay for funeral expenses. Some policies and funeral homes do have assignment agreements that allow direct payment. Ask your insurance provider and funeral home about this option.


April 2025: Help Paying For a Funeral

April 2025 Getting Help Paying for a Funeral The sudden loss of a loved one can be an overwhelming experience–particularly if the death is unexpected. When finances are tight, the burden can feel even heavier. We get it. Funerals can be expensive, often costing thousands of dollars. Once you overcome the sticker shock and begin […]


get help paying for a funeral

How to Get Help Paying For a Funeral

Updated June 2026 Losing someone you love is one of life’s most painful experiences. When finances are strained, the extra burden of funeral costs can feel crushing. In 2026, the median cost of a traditional funeral with burial runs around $8,300 to nearly $10,000 for funeral home services alone. Add cemetery fees, a headstone, and […]


Funeral planning and prefunding

Planning a Funeral Ahead of Time and Prepaying

For many people, planning ahead and prepaying for a funeral go hand in hand. This page answers some of the most frequently asked questions about this topic. However, this is a big topic, and this brief summary may not cover everything you want to know. For more information, we recommend that you visit our pages […]


Funeral Trusts and Payable on Death Accounts

A trust is a good way to set aside money for your funeral costs. A Funeral Trust is created in connection with a contract for pre-arrangements with a funeral home or cemetery. That is when you are contracting in advance for funeral or burial services. Whereas a Payable on Death Account (POD) is one you […]


Can I negotiate with a funeral home?

Yes. The FTC Funeral Rule requires funeral homes to provide itemized price lists and honor your right to select only the items you need — you are never required to purchase a package. You can also supply your own casket or urn, and the funeral home cannot legally refuse it or add a handling fee. […]


How Much Will Your Funeral Cost? Try Our QuickPlan to Find Out.