Getting comfortable with planning ahead

Getting Comfortable with Planning Ahead

Most people wait to plan until a crisis forces their hand. Here's why the calmest planners are the ones who start when nothing's wrong — and how to begin without writing a single legal document.


Can a celebration of life happen instead of a funeral?

Yes. Some families choose to hold a celebration of life as the only ceremony, especially after a direct cremation or burial with no formal service. Others hold a smaller traditional funeral first, followed by a celebration of life later for a wider circle of friends and family.


How do I avoid overspending on a funeral?

The most effective steps are:  Preplan before a death occurs Request itemized price lists from at least three funeral homes Consider cremation Buy the casket from a third-party retailer Bring a trusted, level-headed person with you when meeting with a funeral director.


What is the least expensive type of funeral?

Direct cremation (immediate cremation with no viewing or ceremony) is typically the lowest-cost option at $750–$2,200. Direct burial without services is the next most affordable, often available for under $2,000 before cemetery fees


What is the cheapest type of funeral?

The least expensive option is direct cremation — no viewing, no ceremony, remains delivered directly to the family. Nationally, direct cremation averages $1,000–$2,500. A graveside service or simple memorial service after cremation can be arranged for $3,500–$6,000. A no-frills traditional funeral with a casket present typically starts around $6,000–$7,000 (not including cemetery costs). For detailed […]


What if I can’t afford a funeral?

You have more options than you may realize. Start by asking the funeral home about low-cost alternatives, such as direct cremation (often $1,000–$2,500) and payment plans. Then explore government programs: most states offer burial assistance for low-income families, veterans are entitled to free burial in a national cemetery, and the Social Security Administration pays a […]


What happens if a family can’t afford a funeral?

Options include requesting county or state assistance, contacting nonprofit organizations, crowdfunding, donating the body to science, or negotiating a direct cremation with a funeral home. Many counties have programs that provide basic services at little or no cost. Visit our Getting State Assistance page for more information.


What is the average cost of a funeral?

Funeral costs vary depending on location, service type, and the merchandise selected. According to the National Funeral Directors Association (NFDA), the average cost of a traditional funeral with burial in 2023 was $8,300. A cremation typically costs between $2,000 and $7,000. For a full breakdown, visit our Funeral Cost page.


What happens if someone dies and there is no money for a funeral?

If there are no funds available for funeral arrangements, contact your county or city government. Most jurisdictions have provisions for indigent burial or cremation. Some funeral homes also offer payment plans or can direct you to assistance programs. Veterans may be eligible for burial benefits through the Department of Veterans Affairs.


Larry Anspach, Co-Founder

I have spent my entire career (over 40 years and counting) in the “death care” industry. As a co-founder of Funeralwise, I provide Board-level direction to the company. My day job is being the President and Owner of ACMC (American Cemetery/Mortuary Consultants, Inc.). At ACMC we provide consulting, valuation, and brokerage services to cemeteries and […]


How Much Will Your Funeral Cost? Try Our QuickPlan to Find Out.