PLanning ahead for a funeral

Why Should You Plan Ahead for a Funeral?

Funerals — Planning Ahead has Advantages Funeral Homes, cemeteries and other funeral service companies can help you arrange a funeral at any time -- even before there has been a death.


Your Advisor’s Guide to End-of-Life Planning is on the Way!

Thank you for requesting the Advisor’s Guide to End-of-Life Planning. We appreciate your interest in helping families navigate one of life’s most important decisions. A download link has been sent to the email address you provided. Please check your inbox — it should arrive within the next few minutes. Didn’t receive it? About your Guide: […]


Can I negotiate with a funeral home?

Yes. The FTC Funeral Rule requires funeral homes to provide itemized price lists and honor your right to select only the items you need — you are never required to purchase a package. You can also supply your own casket or urn, and the funeral home cannot legally refuse it or add a handling fee. […]


What is the cheapest type of funeral?

The least expensive option is direct cremation — no viewing, no ceremony, remains delivered directly to the family. Nationally, direct cremation averages $1,000–$2,500. A graveside service or simple memorial service after cremation can be arranged for $3,500–$6,000. A no-frills traditional funeral with a casket present typically starts around $6,000–$7,000 (not including cemetery costs). For detailed […]


What if I can’t afford a funeral?

You have more options than you may realize. Start by asking the funeral home about low-cost alternatives, such as direct cremation (often $1,000–$2,500) and payment plans. Then explore government programs: most states offer burial assistance for low-income families, veterans are entitled to free burial in a national cemetery, and the Social Security Administration pays a […]


What happens if someone dies and there is no money for a funeral?

If there are no funds available for funeral arrangements, contact your county or city government. Most jurisdictions have provisions for indigent burial or cremation. Some funeral homes also offer payment plans or can direct you to assistance programs. Veterans may be eligible for burial benefits through the Department of Veterans Affairs.


Can a funeral home refuse to pick up a body?

In most cases, no. Licensed funeral homes are generally required to serve the public. However, if the deceased had a pre-arranged plan with a specific funeral home, it is best to contact that provider directly. If you have concerns about a funeral home’s responsiveness, your state’s funeral regulatory board can provide guidance.


Can I change my plan after I’ve made it?

Yes — a personal funeral plan can be updated at any time. If you’ve entered a prepaid contract with a funeral home, check the terms, as some contracts have restrictions on changes.


April 2025: Help Paying For a Funeral

April 2025 Getting Help Paying for a Funeral The sudden loss of a loved one can be an overwhelming experience–particularly if the death is unexpected. When finances are tight, the burden can feel even heavier. We get it. Funerals can be expensive, often costing thousands of dollars. Once you overcome the sticker shock and begin […]


How Much Will Your Funeral Cost? Try Our QuickPlan to Find Out.